Auto & Homeowners Newsletter - June 2019

Defend Against Flood and Water Damage Losses

Water damage from floods, busted pipes, and mechanical breakdowns cause billions of dollars of losses in the United States each year. But there are numerous ways you can safeguard your home from these losses, including the following.

  • Survey your gutter systems to verify that proper water drainage occurs. For example, gutter downspouts should extend the proper distance from the foundation.
  • Inspect interior walls and ceiling, paying close attention to any water stains detected after a heavy rainstorm. Find the source of the damage and make appropriate repairs.
  • Apply coatings and sealants to your foundation and walls to help prevent flood water from leaking into your home via cracks.
  • Verify that your yard is properly graded to slope away from your home to allow surface water to adequately drain. French drains can also assist in this process.
  • Consider a sump pump system for your basement to keep unwanted water out of this vulnerable part of your home.
  • Periodically check your washing machine hoses since hose failures cause millions of dollars of water losses each year. Hoses should be replaced at the first sign of wear. Consider upgrading to the heavy-duty wire mesh hoses or stainless-steel hoses during this replacement.
  • Consider installing a high-tech water detection alert system that stops water leaks immediately.
  • Ascertain the location of your main water shutoff valve. Water shutoff valves should be installed on water lines under toilets and sinks and water lines leading to outside faucets.

Copyright 2019
International Risk Management Institute, Inc.


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